Life Insurance Claims Denial Information - Lawyers Handling Life Insurance Benefits Lawsuits Offer No-Cost, No-Obligation Denial of Death Benefits Case Review

Major news sources throughout the United States report that insurance providers are issuing life insurance benefits denials more than ever before. Learning that a life insurance policy is null and void or being denied death benefits after the death of a loved one compounds the emotional trauma of losing a spouse or family member in an already trying time. Unexpected news of a life insurance claim denial leaves many individuals in a state of economic distress. Spouses and family members who received a letter denying a life insurance claim learn all too late that they lack the financial security their loved one had intended. While the economy struggles in the United States and around the world, many insurance companies report record profits.

When buying into a life insurance policy, Americans believe they are making a prudent choice to provide for loved ones after their own death. In the application process, candidates for life insurance are warned that inaccurate or incomplete answers can negate their life insurance policy. Major news stories have reported on a trend of life insurance benefits denials that are invalid. “Since 2008, federal judges have concluded that some insurers cheated survivors by twisting facts, fabricating excuses and ignoring autopsy findings in withholding death benefits,” notes an article in Bloomberg Markets Magazine. Increasingly, the article says, insurance companies are citing controversial or even false reasons to deny death benefits claims. The article describes cases of people who were denied life insurance benefits by MetLife and Prudential based on unsubstantiated claims of suicide or failure to report nonexistent details of their past medical history. “Life insurers have found myriad ways to delay and deny paying death benefits to families, civil court cases across the U.S. show,” the Bloomberg article states. Meanwhile, MetLife and Prudential garnered $6.7 billion and $3.531 billion in net income respectively in 2011. Their CEOs make upwards of $10 million and $23 million.

This website offers comprehensive information for individuals and families who have been issued a denial of death benefits notice for a life insurance policy, including information on why life insurance benefits denials occur, what is rescission of life insurance, who is affected by death benefits denials, as well as answers to frequently asked questions regarding life insurance policies and access to free no-obligation consultations on denial of life insurance benefits lawsuits with life insurance claims lawyers.